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Time to Purchase!

When it comes to purchasing your first home or another investment home, there are a lot of loan options to think about. We make this process easier by going through 125+ different banks and finding the best option tailored towards your needs.


Set Your Foundation:

  • Check your credit, tidy up your finances, and figure out how much you can invest in your future home.
  • Keep your eyes on the prize: a home that fits your lifestyle and builds long-term wealth.

Get Pre-Approved:

  • Work with a lender (like me!) to see how much buying power you have.
  • This sets the stage for serious shopping—no guessing, just clear numbers.

Team Up With an Expert:

  • Choose a skilled real estate agent to guide you. They’ll help you find the right home, negotiate smartly, and keep the process on track.

Focus Your Search:

  • Prioritize what matters most—location, space, and must-have features that align with your goals.
  • Visit homes that fit your vision and budget, and imagine yourself living your best life there.

Make Your Move:

  • When you find “the one,” act fast and make a strong, well-reasoned offer.
  • Keep the end goal in mind: securing your future home on terms that work for you.

Check the Details:

  • A home inspection ensures your investment is sound. Use the findings to negotiate repairs or adjust the deal as needed.

Finalize Financing:

  • The appraisal and underwriting steps confirm the home’s value and your loan approval.
  • This is the final checkpoint before you close the deal!

Cross the Finish Line:

  • On closing day, sign the papers, handle the final costs, and grab the keys to your new home.
  • Celebrate—you’ve just taken a huge step toward financial freedom and stability!


The goal? Get you into the right home, stress-free and ready to build your future. Let’s make it happen!


Loan Programs we offer:


PRIMARY RESIDENCE

  • Conventional Loan Financing
  • FHA
  • VA
  • Bank Statement loans
  • Jumbo
  • Super Jumbo to $30M
  • Bridge Loan - Buy Before you sell.  
  • Reverse Mortgage


INVESTMENT PROPERTY

  • Conventional 20% Down
  • Bank Statement
  • DSCR (Debt Service Coverage)
  • Bridge Loan
  • Fix & Flip


NO INCOME

  • DSCR
  • Fix & Flip
  • Bank Statement Loan
  • Adjustable Rate Mortgages

APPLY NOW

Frequently Asked Questions

Please reach us at DylanT@ArborFG.com if you cannot find an answer to your question.

This will be determined after reviewing income, debts, and credit to determine your debt-to-income ratio (DTI). A good rule to follow is to keep housing costs under 28% of your gross monthly income.


Typically 10-45 days, but it will depend on factors like contract timeframes, appraisals and document submissions.


This will depend on what you are looking for. A fixed mortgage is more ideal for long-term stays and stable payments. ARM would work best for someone who is planning to move or refinance in the next couple of years and want a lower initial rate. 


PITI:

  • Principal - This portion goes towards your outstanding loan balance 
  • Interest - This portion goes towards the interest you pay to borrow the money.
  • Property Taxes - This portion goes towards your annual property tax
  • Insurance - This portion goes towards your homeowners insurance.


Dylan Tortarolo Real Estate Financing

Copyright © 2025 DT's Real Estate Financing - All Rights Reserved.

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